This Order is set by the County Court judge and sets up a payment that you must have. In the event that you owe over 50 pounds to your creditor and you have a job, this order will apply to you and can be issued at any time. Once issued, the only way to satisfy it is to make sure that you continue to pay until the debt is completely settled. Typically, this is issued when the creditor states that you as the borrower have failed to hold up to the previous agreements for payment that has been issued. Then, this order is given to your employer, where they must pull the payment from your wages to give to the court before you even see your paycheck.

After the Order is sent to your employer, you will also receive an N56 form, which you then have to fill out and then send to the court. This form has you fill out your basic information and employment details, as well as how much you spend and how much you make, as well as commitments to creditors and dependants. This form even gives you an option of putting down a monetary payment that you think you can afford, but be assured that the courts will still look over this for a final result.

In the event that the court actually feels that you would be impaired from employment due to your employer receiving the Earnings order, then the court could agree to a Suspended Attachment of Earnings order. This makes it necessary that you pay the court yourself directly, and in the event that you do miss a payment, that original order goes back into effect and your employer will have to relinquish the money.

But, if you disagree with the court's order, then you need to be the one to take action. Write a letter of your objections to send to the court and make sure that you have a copy of it. After you have sent in your letter, the judge decides on a date for you to come into court and make your case against the order. Make sure that you have all your documents that will be relevant to the case, including a budget. Budgets for being able to financially afford all of your expenses will show that you are prepared and that you have a plan, making the judge more likely to hear your case.

Also, don't just think that because you change your job to somewhere else that the Order will no longer be in effect. The fact is that you need to send information to the court that you have changed employers, and if you do not send this information, it is considered a criminal offence. Make sure that you inform, because if you don't, fines or even a prison sentence will follow you, and that order will not go away until you finally pay off that debt.